Property Attributes
- MLS#788802
- TypeSingle Family
- Listing Status Active
- CountyBay
- CityPanama City
- Area02 - Bay County - Central
- NeighborhoodOakland Terrace Add
- Zip32401
- Style
- Year Built1954
- Taxes$ 993
- Price$ 309,900
- Bedrooms3
- Full Bathrooms1
- Half Bathrooms1
- Sqr Footage1672
- Lot Size0.23 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Welcome to 1305 Ware Drive, a charming 3-bedroom, 1.5-bath home nestled in the heart of Historic St. Andrews in Panama City, Florida. Designed with both comfort and entertaining in mind, this home offers spacious living areas inside and out. Inside you will find an expansive family room/ flex space that can be a home office, large family room, or even an in home gym. Continue on to the main attraction, a chef's dream with quartz countertops and stainless steel appliances where you can cook with natural gas. The open flow to the living area and dining make this ideal for entertaining. Whether it's just a few friends or the whole family over during the holidays, the space is sure to please. Step outside to your private backyard retreat featuring a summer kitchen with natural gas grill, green egg and pergola which make for a functional and enjoyable setting for outdoor meals. The gas fire pit, spacious covered patio and 8' privacy fenced in backyard make this home perfect for hosting gatherings year-round. The generous outdoor space provides plenty of room to relax, dine, and enjoy Florida living at its best. A private well allows for you to water your lawn and plants at your leisure without breaking the bank. This highly sustainable, cost effective feature allows you to maintain a thriving landscape. Off of the primary suite and walk in closet you will find an opportunity to create your own dream ensuite. Already plumbed for vessel tub, large walk in shower, double vanity and water closet, the majority of fixtures have been purchased and are on site. French doors open up to a separate landing where you can enjoy a morning cup of coffee or wind down at the end of a long day. Freshly paved roads with new infrastructure including sewer, water and fire hydrant. Ideally located just minutes from St. Andrews Bay and downtown Panama City and a short drive to the world-renowned white sugar sand beaches, this home combines convenience, character, and a coastal lifestyle. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this property offers it all. Call today to schedule your showing! A few notable upgrades include complete re-roof in 2019 (post Hurricane Michael), and new tankless water heater (September 2025). Located in Flood Zone X. *Please note, the fireplace in formal living/dining area has an electric insert. Chimney and flu have been removed. **Buyer to verify all information and measurements, if important* ***Listing agent is related to seller.
| Elementary School | Middle School | High School |
|---|---|---|
| Lucille Moore Elementary School | Jinks Middle School | Bay High School |
| Price History | |
|---|---|
| 5/21/2026 | Listed $339,000 |
| 6/27/2026 | Listed $337,777 |
| 7/5/2026 | 2$329,999 |
| 7/19/2026 | 2$324,999 |
| 8/24/2026 | 3$314,900 |
| 9/10/2026 | 2$309,900 |
General Features
| Sewer | Public Sewer |
|---|---|
| Utilities | Electricity Available |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Community Features | Short Term Rental Allowed |
| County | Bay |
| Property Type | Residential |
| HOA | false |
| Subdivision Name | Oakland Terrace Add |
| Special Listing Conditions | Listed As-Is |
| Status | Active |
| Directions | Head East from Hathaway Bridge on Hwy 98. Go 1.8 miles and take a right onto Frankford Ave. COntinue 0.2 miles and turn left onto W 13th St.. Go 0.2 miles and take a left onto Ware Drive. Home is at the end of cul de sac. |
| High School | Bay |
| City | Panama City |
| Zoning Description | Resid Single Family |
| MLS Area | 02 - Bay County - Central |
| Lot Size Units | Acres |
| Lot Size Square Feet | 10120 |
| Elementary School | Lucille Moore |
| Tax Annual Amount | 993 |
| Middle/Junior High School | Jinks |
| MLS Area Minor | 0203 - Bay - Central SW |
| Standard Status | Active |
| Property Sub Type Additional | Single Family Residence |
| Occupancy Type | Occupied |
| Year Built | 1954 |
| Heating | Central,Electric,Heat Pump |
| Cooling | Central Air,Ceiling Fan(s) |
| Appliances | Electric Oven,Gas Cooktop,Ice Maker,Tankless Water Heater |
| Patio/Porch Features | Covered,Open,Patio,Porch |
| Construction Materials | Block,HardiPlank Type |
| Attached Garage | false |
| Garage Y/N | false |
| Total Rooms | 6 |
| Full Baths | 1 |
| Architectural Style | Contemporary |
| Security Features | Smoke Detector(s) |
| New Construction | false |
| Roof | Composition,Shingle |
Interior Features
| Total Baths | 2 |
|---|---|
| Interior Amenities | Main Level Primary |
| Flooring | Concrete |
| Furnished Units | None |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 3 |
| LivingAreaSource | Listing Agent |
| Half Baths | 1 |
Exterior Features
| Lot Features | Cul-De-Sac,Paved |
|---|---|
| Lot Size Area | 0.23 |
| Lot Dimensions | 76x127x70x132 |
| Lot Size Acres | 0.23 |
| Road Frontage Type | City Street |
| Building Area Total | 1672 |
| Waterfront Y/N | false |
| Exterior Amenities | Fire Pit |
| Road Responsibility | Public Maintained Road |
| Fencing | Fenced,Privacy |
| Foundation Details | Slab |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Copyright © 2026 by the Multiple Listing Service of the Pensacola Association of
REALTORS ® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, re-transmitted, copied, framed, re-purposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS ®. Florida
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.